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As a first time home buyer and a first generation home buyer, i was absolutely lost when it came to the purchase of my first home To them, they want to use their brand to increase margins. Like many other clueless individuals, i turned to google to begin my mortgage lender search

Of course, from the first moment i searched the web, rocket mortgage has flooded me with targeted ads Rocket mortgage is a great lender but they charge really high rates through their direct to consumer channel So, i caved and went through their pre approval

I thought about using rocket mortgage but ended up preapproved with sofi, local lender and wells fargo, ended up going withe wells fargo as they offered the best deal.

Difference between rocket mortgage and a good, local mortgage lender is that we’re gonna remind you about those updated docs we need the very last minute and keep you in the fold. Yeah, rocket mortgage is a bunch of jerks, my mortgage is with them and i plan to refinance when the rates go down just to be rid of these bums. Fyi rocket mortgage has a dedicated relocation team that only deal with people moving using a relocation package from their employer Your loan will get much more attention than their general population.

Rocket mortgage is a decent option for fha buyers, but shop around Get quotes from a local lender or mortgage broker as well Focus on improving your credit score too, as that will impact your mortgage rate and costs. They’re amazing, for us a great rate, answered the phone at all times day/night/weekends, and worked crazy fast — but i would’ve never found him via google.

While i'd love to save on mortgage interest, i'm wondering what the catch or motivation is for rocket mortgage

Is this a loyalty program to prevent me from refinancing with a competitor It doesn't feel scammy, but why would they bother with this refi so soon after closing on the first mortgage? Can get you a lower rate with rocket mortgage than what you can get working directly with them.

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