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A quick and easy guide for how to apply for social security retirement, spousal and disability benefits as well as for medicare. The social security administration (ssa) provides a handy, and lengthy, checklist. Make an informed decision about when to apply for social security benefits

Learn the factors that can affect your choice and find the best time for you. You may want to assemble all the documents you need ahead of time For example, if you turn 62 in june, your benefits can begin in july, and you can apply as early as march.

You can apply up to four months before you want your social security payments to start

For example, if you turn 62 in june, your benefits can begin in july, and you can apply as early as march If you were born on the first or second day of a month, you can begin collecting your benefits in that month. When you are ready to apply for benefits, you can click through to the claim form from your my social security account or go directly to the application section of the ssa website. Whether you want to estimate ssi payments, learn how to apply for disability insurance or calculate taxes on social security benefits, aarp can help.

The earliest you can start receiving retirement benefits is age 62 The soonest you can apply is when you reach 61 years and 9 months of age. Only the widow, widower or child of a social security beneficiary can collect the death benefit You can apply by calling social security or visiting a local office.

You can apply online for social security disability insurance (ssdi)

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